A few years back, credit card concierge services were only available to the most exclusive types of credit cards, i.e. Black Centurion, Titanium, Coutts World, Platinum, etc. These cards come with the highest credit limits, out of this world services BUT at a price. Usually these cards will charge you annual fees amounting to a few thousand dollars. Some cards cannot be applied for, they are by invitation only. This usually means that less than 1% of the population could afford them.
The Elite 7
These are the most expensive, exclusive, and perk filled credit cards of the world:
- Coutts World Card
- American Express Platinum Card
- American Express Centurion Card
- American Express Citi Chairman Card
- Bank of America Accolades Card
- Barclay’s Visa Black Card
- US Bank Stratus Rewards Card
What Do You Get with the Elite 7?
These cards allow you access to most VIP lounge, the highest security purchases, shopping assistants to carry your purchases, and the fastest, and best trained customer service available. If you belong to the 99% don’t despair, there are plenty of credit card concierge services providers that will give you above standard perks.
If your credit card says VISA Signature, it means you get the basic perks i.e., miles, reward points, cash back, etc. Aside from the basics you also get exclusive deals with restaurants, hotels, shopping centers, additional purchase security. Sometimes these cards have no pre-set credit limits, additional travel rental, and baggage insurance, warranties, etc.
This baby also comes with a 24/7 concierge service. There is no waiting on the phone listening to lounge music, no electronic directories, and no trainee representative. The client gets directed fast, and to an expert “concierge” who sounds like Mr./Ms. Belvedere.
MasterCard World Elite
This credit card is specifically for the world traveler. The above mentioned perks also applies. And it provides you with a personal concierge who will take every inquiry seriously. The client feels the representative is a personal assistant, not a call center agent. For example, if you are traveling to an unfamiliar city, and want to find the best place to buy specialty items then give the concierge a call. If you want to get to your hotel room with a freshly brought up bucket of nachos with lots of cheese, then just call the concierge provide specifics and the same will arrange it with the hotel. If you are lost, and want to find your way back to your hotel room, or have the hotel limo pick you up… yup you got it, just give your 24/7 concierge a call!
Credit card concierge services will bend over backwards to get you what you want. Heck, you can even ask the person for help with a crossword puzzle you are stumped on. One consumer even tried to book a flight to space, and actually got an email the next day from Virgin Galactic. Some consumers use their concierge to get daily affirmations, or just find someone to talk to.
BUT any and every service provided should be within reason. If a hotel is fully booked, obviously they cannot un-fully book it. They cannot go to your kid’s school and talk to the principal. They cannot do your laundry or do your errands. But they can direct you or arrange for the same to be made.